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- Ilfracombe Tide Times for 26th March 2017
- Ilfracombe Tide Times for 26th March 2017
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The human body goes through a series of changes as it ages. Many people see a decline in energy and an increased propensity of weight gain. Age can be a difficult and stressful thing to maneuver that can leave you asking yourself “what can I do to make myself healthier and reduce my stress.” Thankfully this guide is here to give you some practical and real world tips to help keep you as healthy as possible as you age.
- Joining a Gym Can Be a Great Way to Stay in Shape
- If you have a few extra pounds on your frame, you may want to consider joining a gym. Running on the treadmill and lifting weights is a great way to get back in shape and make sure you have the proper health for middle age.
- Local gyms are a great place to go to get in shape but can be costly. if you are on a budget, you might consider the Groupon Coupons page for 24 Hour Fitness. Like its name implies 24-hour fitness is open every day of the week all day long to help cater to people with unorthodox schedules.
- Getting a Fitness Tracker Can Be a Great Way to Get Back in Shape
- If you do a lot of cardio or even just walking, you may want to consider getting a fitness tracker. These handy devices clip to a belt buckle or can be worn on your wrist and track how many steps you take on a daily basis. It also tracks heart rate, distance, time.
- Some of these devices even store music in case you wish to listen to your favorite tunes while you pound out a run.
- They are small and lightweight. Set a goal for yourself of how many steps you want to make on any given day and make it. You will be surprised how much your health will improve from this helpful device. Consider this option the next time you are looking to improve your health.
Improving and maintaining health is important for everybody as we age, however, it doesn’t mean that we have to leave it until the last minute to start. Take these tips in mind and start your journey towards a new and healthy lifestyle, today!
Brilliant service today from Dale at the iLab at 60 High Street in Barnstaple. Mended the iPhone charging port which was blocked up with stuff all for the grand price of absolutely no charge whatsoever. Understated and honest service of the very best kind. Visit their website here.
If you’re looking for help with marketing, advertising and design look no further than Mojo Creative Studio. Visit their website at www.mojostudio.co.uk or email their creative director Matt Oakley on firstname.lastname@example.org.
Heads-up for a great site about breakfast cereals and their various gifts over the years. It’s at www.cerealoffers.com and is packed full of wonderful information and pictures of the boxes and the gifts which could be found inside. There is also a For Sale page containing a variety of items which might be of interest.
The Exeter Travel Clinic – providing both travel vaccinations and others such as Meningitis B, MMR and chicken pox
Fairlinch campsite in Braunton is now open! Special Summer reduction for family pitches 2 Adults + 2 Children £20 per night. Visit their website here.
Guest post by Andrew Neligan of Neligan Financial
I established Neligan Financial in 2016 having moved back to this wonderful county after 20 years away (it pulls you back sooner or later!).
The purpose of the firm is to enable Devon’s business owners to live the retirement they wish without money worries. In practice this involves working closely with my clients to help uncover what really matters in life, working out if they are on course to be able to do that when they wish to and, if not, formulating and implementing the actions to make it achievable.
* What will happen to my wife and children if I die or can’t work?
* What will happen to my business if my business partners die or have an accident?
* How much wealth do I need to accumulate so I can stop working?
* When can I afford to start phasing into retirement?
* How can I use my business to help achieve my personal goals?
* How can I legitimately minimise the tax I pay?
The problem is you think you have time
The single biggest regret I hear from people as they near their intended retirement age is they should have started preparing for it sooner. This is either because they haven’t built up enough wealth to fund their ideal retirement lifestyle and will have to “cut their cloth accordingly” or they’ve worked out that they will have more than enough so could have stopped working sooner. Not only that but the Government is going to be the major beneficiary of all the money they’ve accrued.
“My business is my pension”
I’ve also heard people say they’ll either sell their business or step away but continue to receive dividends throughout their retirement.
Either may be possible but it is also a high risk strategy for a time of life when risk will want to be reduced and control increased.
Consider all the business that have closed over the past five to ten years. It may have been a result of the Credit Crunch, a new competitor moving in or a technological change making your product or service less competitive. How would this affect you and your family if it were to happen to you when you retire?
If your plan is to leave the day to day running of the company to the next generation or a management team how can you be sure that they have the same passion, drive and abilities that made it successful in the first place.
What is your business worth?
Consider this: if someone advised you to take that capital value of your business and invest it in a small, illiquid company would you do it or run a mile? My guess it would be the latter but you are taking this decision every day with your business that you have poured blood, sweat and tears into. Would you really want to risk your retirement on it too?
Your business is a great way to increase your wealth but there are also many opportunities to reduce the personal risks you are exposed to and minimise the tax you pay now and in retirement.
The key is to ensure your business and personal objectives are aligned so that you are in control of when you stop rather than having your business decide when you can.
If you would like to discuss how you can use your business and live your ideal retirement without money worries, please contact me. First meetings are at my cost and without obligation to proceed with my services.
Neligan Financial Limited is an appointed representative of Best Practice IFA Group Limited which is authorised and regulated by the Financial Conduct Authority. Company registered in England number 09948729. Registered office: 28 Alexandra Terrace, Exmouth, Devon, EX8 1BD
If you’re after a great cooked breakfast in North Devon then look no further than The Kabin Cafe at Chivenor. Run by the ever-friendly Kevern Staddon (pictured) it does what in my view is the best cooked breakfast around. They’re open six days a week and not only do breakfast but also lunch, snacks and take-away. For more information see their Facebook page. The menus are below. It’s a fantastic little gem of a cafe only a few minutes from Braunton. To get there drive from Braunton to Barnstaple. Just past the Chivenor roundabout turn right onto Chivenor Industrial Estate. Go over the bridge and follow the road to the right until you come to it just on the left.
The following is a letter from Ben Byrom to traders about the postponement of the phase 1 Caen Street drainage works.
Just to let you all Know the detail of this letter I have received this morning from Devon County Council Engineering department.
I have not left the letter author’s name on the letter as he asked me not to publish it. You are no doubt as disappointed as I am that this project has been postponed but I trust that when the scheme happens it WILL BE the right one for Braunton. We do have a good relationship with the DCC team and am in regular contact with our MP who is fighting our cause in many corners and is working at getting the area director of the EA up to see us here in Braunton.
Following your previous communication with my client John, I am writing to inform you of the latest developments regarding the proposed phase 1 drainage works at Caen Street, Braunton. As you may be aware, it was intended to undertake improvements to Caen Street’s drainage in two separate phases, with the phase 1 scheme comprising works within the highway and the phase 2 scheme a complementary pumping station.
Unfortunately, due to difficulties in modelling an effective phase 2 solution in the tight timeframe available, it has not been possible to develop the phase 1 scheme such that it would be sufficiently adaptable to suit the eventual phase 2 installation. We are mindful of the potential disruption that would result from the temporary closure of Caen Street and have therefore decided to postpone the phase 1 works until the full scheme proposals are more fully developed, thereby avoiding the risk of needing a second road closure during the phase 2 scheme.
As a result of the above, please be advised that the planned road closure (reference TTRO1613764) will be cancelled.
Devon County Council and our consultants will continue to investigate and develop proposals for Caen Street as a priority. We are still aiming to proceed with investigation works such as trial pits and boreholes to inform the eventual scheme. These will either be minor works on the highway in Caen Street (not requiring a closure) or will be located off of the highway in verges.
If you have any questions or concerns please get in touch.
For those living in Devon who might be interested in their child being vaccinated for meningitis B and who are not covered by the NHS scheme for babies then the Meningitis Research Foundation mentioned the Travel Health Consultancy in Exeter. Their number is 01392 430590 and their website is here: www.
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Many of you will have heard of personal injury cases, and the potential compensation that you can receive for these claims. If you have suffered from an injury that wasn’t your fault, you may be asking yourself “does this qualify as a personal injury?” It most likely does! But let’s take a look at some of the categories that encompass personal injury.
Accidents and Illness Abroad
Accidents and illness abroad includes holidays, business trips, and sporting events. You might be surprised at how often people become sick or injured abroad. Unfortunately, becoming unwell or injured overseas is often somehow worse for people, as they aren’t on their comfortable home turf, it can ruin their experience, and they still have to travel home.
Sometimes, a faulty product can break, resulting in injury for the user. Manufactures usually have to undergo rigorously safety tests, before they can release a product, but occasionally, something goes drastically wrong (or slips through the net) and causes injury to a consumer. If your health and safety has been put at risk, resulting in a personal injury, you can make a claim.
Industrial Personal Injury
Industrial personal injury usually revolves around detrimental exposure to adverse conditions, such as asbestos and smoke, resulting in lung cancer or respiratory illness. An employer has a duty of care towards their employees, to ensure that they remain healthy within the workplace.
Brain and Spinal Chord
Some of the most severe personal injuries that someone can undergo, often these lead to paralysis, mental disability, changes in personality, or even death. And the rehabilitation can be exceptionally difficult or expensive. In this case, it’s often extremely important to make a personal injury claim, to help with lifelong costs and hardships.
Medical negligence is surprisingly common, but also one of the easiest personal injury claims to make. As long as you have hefty evidence and a personal injury solicitor, like these, you will probably be asked to make a settlement, without having to go to court.
Road accidents can be potentially devastating. Often, one person is at fault for the heinous injuries caused in a collision. It’s easy to get momentarily distracted, but the results can be disastrous. Road accident claims are frequently made.
Crime and Abuse
Becoming a victim of crime isn’t a common occurrence, but if you do fall foul of someone’s unlawful actions, it’s worth making a personal injury claim, if you can. The injury could be physical or mental; it doesn’t matter. Abuse, in particular, can leave lasting scars on both accounts. Get some justice for yourself.
Work accidents can happen at any time, even in an office environment. The odds are that you will receive a form of workplace injury at some point in your life, but if this was your employer’s fault, then you will be able to make a considerable personal injury claim.
Have you been affected by a personal injury? Find out more about the categories explored here.
15th August, Douglas E Powell and The Rising Spirit, Good Men Get Lost at Sea, album release night.
Saunton Road Studio’s, Braunton, Devon, 8pm, Free entry.
Douglas E Powell and the Rising Spirit will be performing live songs from their new album Good Men Get Lost at Sea.
Pre-order your copy of the album at www.douglasepowell.co.uk
Open Gardens offers a rare opportunity to explore the secrets of hidden and private gardens not usually open to the public. On Sunday June 28th 2013, 2 p.m. to 5.30 p.m., Buckland Manor and St Brannocks House, St Brannocks Hill, Braunton, Devon, EX33 1HN will open in aid of the British Red Cross by kind permission of Mr and Mrs John and Henry Bury and Col. and Mrs Jeremy Smith-Bingham. This is a rare opportunity to view two private gardens which only open to the public every one or two years. As part of the Open Garden, the restored Round House of Buckland Farm can also be viewed. This was the hub of the farm in the 18th/19th century where the barley would be threshed.
Start at Buckland Manor and walk around the rose garden, a rockery, and a wonderful Victorian walled kitchen garden. Then via a long wooded drive you reach St Brannocks House, built in 1805, to admire the flower and walled vegetable garden and the highlight of the tour, a magnificent Victorian greenhouse with the most interesting variety of tender plants and some rare tropical flowers from around the globe.
Two gardens for the price of one: The entry fee is £4 per adult and children under 12 are free. Refreshments, cream teas and cakes will be served. All the money raised from the open gardens contributes to the invaluable work that the Red Cross carries out in the UK and abroad.
Directions: By foot or by car follow the A361 through Braunton towards Ilfracombe. At the crossroads by the Braunton Fire Station turn left up St Brannocks Hill towards Georgeham. By car turn right after 400 yards through the pillars signed Buckland Barton. By foot turn right by the Catholic Church. It is a 20 minute walk from the centre of Braunton.
Limited wheel chair access. Suitable outdoor shoes are advised. Dogs welcome.
You can see pictures which were posted up for the last open garden day two years ago below.